A 44-year-old woman is evaluated for a 2-year history of hair loss. She has noticed hair loss on the top of her scalp, but not from the sides or back of her scalp. Her father and brother have “bald spots,” but she states that her mother and grandmother are “normal.”

On physical examination, vital signs are normal. Her scalp findings are shown.

Which of the following is the most likely cause of the patient's alopecia?