A 45-year-old woman is evaluated for a “dark spot under her nail.” She is healthy, feels well, and takes no medications. She thought the streak started after she “banged” her finger, but it has not gone away after 6 months.

On physical examination, she has a hyperpigmented longitudinal band on her index finger that is 4 mm wide. Vital signs are normal. Nail findings are shown.

Which of the following is the most appropriate next step in the management of this dark nail streak?