A 53-year-old woman is evaluated during a routine follow-up visit. Medical history is significant for hypertension and chronic active hepatitis B infection. Her hepatitis B infection has been treated with tenofovir for the past 5 years with suppression of her serum hepatitis B DNA levels. She currently notes mild generalized weakness but otherwise feels well. Medications are ramipril and tenofovir.

On physical examination, temperature is 37.0 °C (98.6 °F), blood pressure is 136/79 mm Hg, pulse rate is 70/min, and respiration rate is 14/min. BMI is 22. Abdominal examination shows a normal-sized liver and no splenomegaly. The remainder of the examination is normal.

Laboratory studies:

Bicarbonate

21 mEq/L (21 mmol/L)

Creatinine

1.2 mg/dL (106.1 µmol/L) (3 years ago: 0.8 mg/dL [70.7 µmol/L])

Glucose

87 mg/dL (4.8 mmol/L)

Phosphorus

2.2 mg/dL (0.71 mmol/L)

Urinalysis

1+ protein; 2+ glucose; no cells or casts

Which of the following is the most likely cause of this patient's kidney findings?